Activating Your Chime® Card [Complete 2023 Guide]

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The digital revolution has made online banking the new norm these days. Everyone is tired of traditional banking methods and many are ready to switch to an online-only banking platform like Chime.

There is no doubt that Chime is the most popular and beginner-friendly online bank for many people right now. As a new member, you’re likely to have received your new Chime card and need to activate it.

In the following guide, you’ll learn everything you need to know about activating your chime card. So now, let’s get started!

In This Post:

What Do I Need to Activate My Chime Card?

Before you start activating your chime card, there are some items you’re going to need. It’s best to grab them now so you’re not running around trying to find the items during the process.

Below are some of the things you’ll need to activate your chime card:

  • Social security card
  • Paper sent with the Chime Card
  • Notebook paper
  • Pen or pencil
  • Your Chime Card

You’ll need your social security card just in case you do not know it by heart and need it for identifying process. The papers sent with your chime card should have your account information and the phone number for you to call to activate your new chime card. The notebook paper and pen are in case you need to write down any important information regarding your account, such as a PIN number.

How to Activate Your Chime Card (Step-By-Step)

Now that you gather your materials, it’s time for you to learn how to activate your chime card. There are two ways you can do it: activating your card by using the Chime App and by calling Chime’s customer service.

First, let’s discuss how to activate your chime card using the Chime app in the next section.

Using the Chime App

If you’re using the Chime app, you’ll find the process of activating your card to be quick and simple. Below are the extract steps to take on activating your chime card by using the app:

  1. Log into your account and look for the card widget at the top of the app. The widget should say “Card Status.”
  2. Tap on the widget, and next, you will see a green button saying “Activate Card.”
  3. If you do not see this button for some odd reason, you can ask the Chatbot, “Activate my card.”

In case you do not see the Chatbot, go back to the home screen of the Chime app and look at the top right corner to activate your card. If you have any issues, you will have to contact customer service at 844-244-6363.

By Calling Chime

If you’re brave and enjoy talking to customer service representatives. (I say this because many people hate contacting customer support!) You can call 844-244-6363 and follow along with their options to activate your Chime card.

By calling Chime, you must follow their complete instructions to activate your card. The customer service representative can provide you with directions for activating your card.

In two minutes, you can activate your Chime card by just calling. You simply need to use the details printed on your card. The process is simple and easy, but many may avoid it because they hate calling customer service.

Can I Activate My Chime Card Online?

Maybe you would prefer to activate your chime card on the computer. If so, then yes, you can do so. Below are the steps for you to take to activate your chime card online:

  1. Go to Chime’s website and log into your account.
  2. Once you log into your account, go into your Chime’s bank account information and find the option “activate my card.”
  3. Here you will enter the information on your Chime’s bank card.

After completing all these steps, you can use the card. You can use it everywhere, such as in stores and ATMs. Chime will probably send a confirmation of activation to either or both of the telephone number and the email address associated with your account.

Keep an eye out for this confirmation! Contact their customer service if the confirmation doesn’t arrive, and your card does not work.

Can I Activate My Chime Card Before It Arrives?

Yes, you can activate your chime card before it arrives. Visit the Chime website. On the top right of the screen, click the “Login” button after opening the website.

Enter your registered email address and password to access your Chime account in the respective fields. Then, activate your card by following the instructions on the next page.

How Can I Activate My Chime Card Without the App?

If you prefer not to use the app to activate your chime card, you do not have to use the app. Below are the steps to take for you to activate your chime card without the app:

  1. Start by logging into your Chime account.
  2. Choose the “Activate card” tab and follow the instructions.
  3. Click the “Activate card” tab to proceed.

Once you click on the option, you have to follow the instructions step-by-step. Ensure you are careful when entering your card details, such as card number, CVV number, and expiry dates. If not, you might have to do everything all over or call support for help.

How Do I Know My Chime Card is Activated?

After taking steps to activate your chime card, you need to know for a fact that it is working before you use it. Of course, it would be pretty embarrassing to go to the store and only to find out your card is not activated when trying to pay for your items.

This is why it is vital for you to call customer support to see if your chime card is activated. If not, customer service can help you correct your errors and activate your chime card.

Now, for those who hate calling customer services, this one little step can save you from embarrassment at the store. Oh, and also you’ll be able to save money and gas by taking this extra step.

How Do I Activate a Replacement Chime Card?

It is the same process for activating a replacement chime care if you need to do so for some reason. However, you are better off calling the number and following the instructions.

It is simple and quick to do, which can be done in under two minutes.

What If I Don’t Activate My Chime Card?

If you do not activate your chime card, then it’ll be nearly impossible for you to be able to withdraw any money from your account. As of January 2022, Chime does not offer cardless withdrawals since the platform does support them.

Why Can’t I Activate My Chime Card?

If you cannot activate your chime card, it could be due to an error in the information. Don’t worry if this happens, as you can contact support to help you out. In the next section, you’ll learn how to contact chime support.

How to Contact Chime Support

If you need to contact support when activating your chime card, the process is simple. The first way is to call chime support by using the number 844-244-6363.

You shouldn’t have to wait longer than six minutes by calling support. Customer service is available Monday through Saturday from 7 am-7 pm CST.

On Sundays, you can contact support between 9 am- 5 pm CST. Although many people say the best time to call support is around 3 pm during the weekday.

You can also email Chime support if you need help with activating your chime card. The address to use is for contacting a representative through email.

Wrapping Up

As you can see, activating your chime card is a pretty simple process. It’s not hard to do at all. I believe the most simple way to activate your chime card is to call customer services.

Although I understand why some people would prefer not to do so, the next best option is to activate your chime card through the app. If you have any questions regarding your Chime account, feel free to shoot me an email, and I’ll try my best to help.

Also, we have more for you to read to help you understand how to use your chime account. Take a look below!