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How to Add Physical Money to Cash App (Complete 2022 Guide)

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Peer-to-peer payment apps like Cash App have simplified sending, receiving, and requesting funds.  

Is it possible to add physical cash to your Cash App, and how do you go about it?

Read on to learn more about loading money on a Cash App card. Also, find out if any limits or fees are applied when adding funds to your card. 

Add Physical Cash to Cash App
This is how you can add physical money to your Cash App.

In This Post:

Where Can I Load my Cash App Card?

You can load money to your Cash App card at stores like:

  • Target
  • Walmart
  • CVS
  • Family Dollar
  • Dollar Tree
  • Dollar General
  • 7-Eleven
  • Rite Aid
  • Kroger

How to Add Physical Money to Cash App In-Store (Step-By-Step)

You can load physical money to Cash App by visiting a participating retail store. Talk to the cashier about adding cash to your Cash App,

You’ll need to provide the phone number you use to log in to Cash App.  Note that there’s a $4 reload fee. The cashier completes the transaction, and the funds will be deposited in your Cash App within ten minutes. 

Some of the stores that allow cash reload are:

  • Walmart
  • Target
  • Walgreens
  • Rite Aid
  • Family Dollar
  • Dollar Tree
  • Dollar General CVS
  • 7-Eleven

How Much Does it Cost to Reload Cash App In-Store?

There’s a $4 reload fee when loading your Cash App card in-store. 

Is There a Limit to How Much You Can Reload on Cash App?

Cash App has a $1,000 limit per rolling seven days and $4,000 for 30 days with paper money deposits. Every transaction has a minimum of $5 and a maximum of $500 per deposit. 

How to Add Cash to Cash App without Debit Card (Is it Possible?)

You can load your cash to Cash App without a debit card. There are four ways you can add cash to Cash App  via:

  1. Bank account 
  2. In-store
  3. Receiving Money From Friends/Family
  4. Paypal

Loading Cash App Via a Bank Account

You need to link your bank account to Cash App so you can transfer funds. To add money to your Cash App account via your bank account, you’ll need to :

  1. Open the Cash App on your phone and scroll to the banking tab on the home screen.
  2. Click on add cash and enter the amount of money you’d like to add to the Cash App.
  3. Tap on add and confirm the transaction by using Touch ID or entering your PIN code. 

Adding Money In-Store

It’s possible to add money to your Cash App at stores like Target, Walmart, 7-Eleven, Dollar Tree, and more. 

To add money to Cash App in-store, you’ll need to:

  1. Launch Cash App on your phone.
  2. Tap on the Bank icon on top of the home screen.
  3. Select paper money and choose a nearby retail store to deposit money.
  4. Go to the chosen location after confirmation.
  5. Visit the store and talk to a representative about the transaction. Show the barcode and follow the subsequent prompts.
  6. Once the attendant scans the barcode, that completes the transaction. Your funds will be deposited in your Cash App and fees deducted from the transfer.

Note that this feature isn’t available for everyone, and you need to have the current Cash App version before adding money to your Cash App. 

Receiving Funds From Friends/Family

You can receive money on Cash App and have it in your balance without using a debit card when a friend or family sends it. 

Apart from receiving funds from someone, you can also request money via your mobile number, email address, username, or Cashtag name. 

To request funds using your email address or Cashtag, you’ll need to:

  • Open the Cash App on your phone and tap the dollar icon on the home screen.
  • Enter the amount of money you’re requesting and provide your email address or cashtag of the person you need to ask for the money from.
  • Include a note about the request to let the person know that you’re the one requesting funds. Tap on request to confirm and send out the request. 


The process isn’t straightforward, although it’s possible to transfer funds to your Cash App via PayPal. There’s no way to directly link Cash App and PayPal, but you can link your bank account to Cash App and then link PayPal to the same bank account. 

If you already have the Cash App linked to your bank account, you’ll then need to log in to PayPal and add the bank account details by:

  • Logging in to your PayPal account and selecting the wallet
  • Click on the link a bank account
  • Choose your preferred bank. Alternatively, you can manually enter your bank account details if your bank isn’t listed.
  • Click on agree and link to confirm the process. 

It takes three days to transfer funds from PayPal to Cash App. 

How to Get Cash App Barcode to Load Money

Scanning the barcode allows you to use the paper money deposit feature instead of swiping your Cash App card to load it. 

Some of the stores that accept Cash App barcodes to load money onto your account include

  • Family Dollar
  • Walgreens
  • 7-Eleven
  • Dollar General
  • Family Dollar
  • GoMart
  • Speedway
  • Sheetz

To use the barcode to load money, you’ll need to:

  • Open Cash App on your phone and tap on the bank icon on the home screen.
  • Select the bank icon on the home screen and click on paper money
  • Choose a nearby store to deposit money, where you’ll get a show barcode option.
  • Head to your selected store once confirmed.
  • Talk to the store attendant and inform her that you want to add money to your Cash App. Show the barcode and follow the next steps.

The transaction is complete once the attendant completes the scan. Funds will be deposited into your Cash App account with fees deducted. Note that the barcode is only valid for 30 minutes per transaction. 

How to Put Money on a Cash App Card Without a Bank Account?

If you don’t have a linked bank account on your Cash App card, you can still add money by requesting your family or friends to transfer money to your Cash App account and give them cash.

Alternatively, you can load your Cash App card at various stores that provide this service to Cash App users, like Walmart, Target, 7-Eleven, and Dollar Tree. This method attracts a $4 fee as a service charge.

There’s also an option of loading bitcoin onto your Cash App card. However, you’ll need to have signed up on an exchange platform and own Bitcoin. That process involves:

  • Launching Cash App on your phone
  • On the bottom right corner, click on the swirly line and click on the Bitcoin tab
  • Tap on the blue button and select deposit Bitcoin.
  • You’ll get a QR code. Copy and paste this address and send your BTC from your preferred wallet/exchange.

Note that the transaction can take a few minutes to some hours, depending on the blockchain. Once Bitcoin is deposited in your account, you can sell it and have money in your Cash App wallet. 

Are There Any Places that will Reload Cash App for Free?

Most stores charge a $4 fee to reload your Cash App card.

The only free way to reload your Cash App card is to use a family or friend’s Cash App account. 

Who Do I Contact if I Have Problems Reloading Cash App?

You can contact Cash App support if you have problems reloading your Cash App or card. 

To contact Cash App support through the app, you need to:

  1. Launch your Cash App and tap the profile icon on the Cash App home screen. 
  2. Click on Cash App support at the bottom
  3. Tap on something else and scroll to your issue
  4. Click on contact support.

To contact Cash App support on the web.

  1. Log in to Csh App via PC and navigate to
  2. Click on Contact Support at the bottom of the page.
  3. Log in and navigate to the issue.

You can also get in touch with Cash App support by calling 1 (800) 969-1940

Alternatively, you can reach support by mailing them via:

Cash App
1455 Market Street Suite 600
San Francisco, CA 94103

Wrapping Up

Loading money in your Cash App card doesn’t have to be complicated. You can opt to perform a direct deposit from a linked bank account, visit a partner store for a reload, or use other means like requesting your friends and family to deposit some money into your Cash App card in exchange for cash. 

In case of any delays or issues, get in touch with  Cash App support to have the problem resolved. 



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