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Cash App verification is an important step for almost all users.
It allows you to access features and limits with your account that you can’t normally use with an unverified Cash App account.
What else does it offer and how do you go about verifying your Cash App account?
Let’s dig in and take a look.
In This Post:
- Why You Should Verify Your Cash App
- How to Verify Your Identity on Cash App (Step-By-Step)
- Things You Need to Verify Your Cash App Account
- How Long Does Cash App Verification Take?
- How Do You Know if Cash App is Verified?
- What If Cash App Won’t Verify Your Identity?
- Can You Use Cash App Without Verification?
- Limits of Using Cash App Without Verification
- How to Get a Cash App Card Under 18
- Wrapping Up
Why You Should Verify Your Cash App
Based on the latest policies from Cash App, verification is not necessary. If you are located in the U.S. and have a domestic phone number and a valid bank account, you can use the App without verification.
While this is true, using Cash App without being verified may not be the best option. As an unverified user, you can only send up to $250 per week and receive just $1000 per month.
When you verify your Cash App account, you will experience several benefits that make using the App even more appealing. Some of these benefits are listed below.
Once you verify your account, you will have increased limits. This means you can send up to $7500 in a single week. It also means you have an unlimited receive amount per month.
Buying & Selling Bitcoin
Another benefit from verifying your Cash App account is the ability to buy and sell Bitcoin right from the platform. If your account is unverified, you will have to go elsewhere if you want to invest in Bitcoin.
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How to Verify Your Identity on Cash App (Step-By-Step)
Now that you see the benefits offered by verifying your identity on Cash App, it’s time to get started. The process only requires a few steps.
Step 1: Open Cash App on your Android or iPhone
Step 2: Select “balance” and navigate to the fund’s section.
Step 3: Choose “add card.”
Step 4: Once you reach the next page, you will encounter instructions. At this point, you must input your personal information, including:
- Full name
- Date of birth
- Card number
- Card expiration date
- Card CVV number
Step 5: Navigate to your “profile” and enter your Social Security Number
Step 6: Cash App requires a picture of your preferred government ID card. Capture this by enabling your camera through Cash App.
Step 7: You must take a selfie and submit the request. The verification process may take as much as 24 hours. Once confirmed, your account will be approved and verified.
Step 8: You can complete the process by following the provided tutorials.
Things You Need to Verify Your Cash App Account
Cash App wants to ensure you “are who you say you are.” To do this, they request a copy of the front and back of your government-issued ID, Social Security Number, and a selfie.
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How Long Does Cash App Verification Take?
Once you submit the requested information, which includes verifying your name, birth date, and address, your account will be submitted for verification.
Usually, Cash App takes two days or 48 hours to verify your identity and account.
It’s important to realize that the actual amount of time it takes to have your account verified varies.
How Do You Know if Cash App is Verified?
Once your Cash App account is verified, you will receive a confirmation email. You will also get a push notification from the App letting you know about this verification status.
Another element that will change once your account is verified is a change in your daily spending limit through the App.
You will also be able to enable direct deposit on Cash App, sell and buy stocks, and BTC. When you see these features are available, it means your Cash App account is officially verified.
What If Cash App Won’t Verify Your Identity?
Some people may encounter issues when trying to verify their Cash App account. You may see a message like “Cash App verify identity not working.”
Unfortunately, there are more than a few reasons the Cash App verification process may fail. Usually, it is because you made mistakes when you applied for the verification.
One reason you may not be verified is if you are under 18. Only those over 18 can be verified. While you can apply for verification at any age, you will be rejected.
Can’t Scan License or Back of ID
Sometimes the issue is that the scanned image of your photo is not clear. If you can’t be clearly identified, then your verification request will be rejected.
In other cases, you could not scan one side of your ID. If this happens, your verification will be rejected, as well.
If the numbers on your ID aren’t clear, the verification may be rejected. After all, if the numbers can’t be read, there’s no way to cross-check your identity.
Some Cash App users make mistakes when entering their names. One of the most common issues is spelling mistakes. If Cash App has two different spellings, your verification request will be rejected.
Can You Use Cash App Without Verification?
As mentioned above, it is possible to use the basic features of Cash App without being verified. However, to take full advantage of what this App offers, it is best to seek verification.
Limits of Using Cash App Without Verification
If you remain unverified, Cash App limits what amount you can send and receive. Being unverified means, you can only send $250 per week and receive $1000 per month. Once you are verified, the received amount is unlimited, and send amount is increased to $7500.
RELATED: How Safe is Cash App?
How to Get a Cash App Card Under 18
When Cash App was first introduced, anyone under 18 was not permitted to receive a Cash App Card, which is actually a Visa debit card.
However, today, the App has changed its requirements. Once a teen (someone between 13 and 17 years old) creates an account, they must input their parent’s email cashtag$ or phone number. At this point, Cash App requires the parents’ permission to create the account. If the parent approves the request, then the teen can also order a Cash App Card.
Understanding the importance of verification and requirements to use Cash App will help you make the most of this peer-to-peer system.
Verifying your Cash App account is not required but definitely recommended. It allows you access to increased limits and the ability to purchase Bitcoin from within the platform not to mention it’s easy to do.