Updated & Verified: May 2021

If you don't have a bank account (or don't want to use one) but want to use Cash App, you may be wondering how and where to go in order to do this.

Not surprisingly, there is a lot of misinformation and confusion online about if and how. 

Worse yet, doing this the wrong way could actually cost you money - potentially a lot of money.

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how to add money to your cash app debit card

Try to add money to your Cash App debit card?

Currently Cash App has right around 30 million active monthly users. (1)

With such a huge user base, it's not surprising that some people would like to use Cash App without needing a bank.

Where Can I Load my Cash App Card (Answered)?

Several places online are incorrectly reporting that you can go to a local store and add money to your Cash App account by having a cashier process the transaction and add the funds to your Cash App debit card (aka "Cash App cash card").

Unfortunately, this isn't accurate though and trying to do so would be a waste of time and effort.

The only way to really add physical cash to your Cash App account at a store is by purchasing a Green Dot MoneyPak card and using cash to load money onto that card and then linking that card to your Cash App account.

To clarify, it has to be a Green Dot MoneyPak card specifically. Pretty much all other options pre-paid debit card options simply don't work with Cash App.

So despite what you maybe read online, you can't just go to a local store and add cash to your Cash App account or debit card - at least not by doing what they are suggesting.

Let's take a look at exactly what you need to do.

How to Add Physical Cash to Cash App in Store (3 Simple Steps)

As we have already established, you can't directly load or add physical cash to a Cash App account or debit card at a store without using a Green Dot MoneyPak card.

This is the step-by-step process in how you can properly set things up so you can add cash in-store to your Cash App account.

1) Find a store that sells Green Dot MoneyPak Cards

As we've already established above, the only way to currently do this is to use a Green Dot MoneyPak card.

With over 70,000 retailers nationwide that carry Green Dot MoneyPak cards (including Walmart, CVS, Walgreens, 7-Eleven, Dollar General and many others), finding a store that has them should be pretty easy for you in most cases. (2)

2) Take Your cash and Load it onto Your Green Dot MoneyPak Card

This process really couldn't be much easier.

All you need to do is load your cash onto your Green Dot MoneyPak card.

A cashier at the store your at should be able to complete this process for your. You can load between $20 and $500.

Keep in mind, adding funds to your Green Dot MoneyPak card isn't free and will cost you a flat fee of $5.95.

3) Use Your Green Dot MoneyPak Card with Cash App

Once the money has been loaded onto your Green Dot MoneyPak card, you'll have to go through the process of setting up a free account with Green Dot.

Setting up an account should only be a one time requirement though so adding cash to your Cash App account in the future should be much faster.

Then you'd use the code that you scratch off on the back of your MoneyPak card to access the money.

Once the money is available on your Green Dot MoneyPak card, you should be all set with using it with Cash App.

Adding Cash to Your Cash App In Store Without a Bank Account (Common Questions)

How much does it cost to load my Cash App debit card in store?

Currently there is no way to directly load money onto your Cash App debit card in store. If you use the Green Dot MoneyPak work-around like recommended above, the cost to add funds to it is a flat $5.95 each time you do it.

Can I load my Cash App card at an ATM?

Currently, you can not use an ATM to load cash onto your Cash App debit card. (3)

Where can I load my Cash App card for free?

Currently, there is no way you can physically add cash to your Cash App debit card for free in store.

The only way to do it potentially without a charge is if you have a friend that you trust that has a Cash App account that you can give them the funds and have them send it to your Cash App account and in doing so, indirectly depositing that money into your Cash App account.

How to load your Cash App card with cash

You can load your Cash App card with cash at any one of the locations discussed in this article.

It's always recommended to call ahead though to ensure your local store can do this and that someone there knows how.

How to load money on your Cash App card without a bank account

By going to one of the stores listed in this article, you can add money to your Cash App card without using or having a bank account by using Green Dot MoneyPak.

Alternatively, if you know someone you trust who also uses Cash App, you could give them the money you want to load and have them send the money to your Cash App account using their Cash App account.

What if you have problems loading money on to your Cash App debit card?

If you are having problems loading money on to your Cash App debit card, it really depends on what specific issue you are having as far as what you can do about it.

If for whatever reason the location you went to doesn't have someone who knows how to process this type of transaction, your only option may be to go to a different location. It is recommended that you call ahead first though.

If you are getting an error of some kind when trying to add money to your Cash App debit card, the first step will be to reach out to Cash App customer support to see if they can help you with addressing the problem. (4)

Final Thoughts

If you want to use physical cash to reload you Cash App debit card without a bank account, it can be a challenge and your options are limited.

The best way is to use a Green Dot MoneyPak card to accomplish this but it's unclear how long this method will continue to work.

It's instead much easier to just use a bank account with Cash App. If you have a Chime account, check out our guide showing how to use Chime with Cash App.


1. David Curry, Business of Apps - https://www.businessofapps.com/data/cash-app-statistics

2. Green Dot MoneyPak Locations - https://www.attheregister.com/locations?services=6&showfilters=MoneyPakLocatorButton

3. Cash App Support - https://cash.app/help/us/en-us/3087-cash-card-atm-fees

4. Cash App Support - https://cash.app/support?category=SOMETHING_ELSE#category-detail/SOMETHING_ELSE

Updated & Verified: May 2021

Are you a Chime member and want to use Cash App but aren't sure if you can? Then you're in luck.

Chime works great with Cash App for investing in stocks and/or bitcoin and for sending or receiving money easily and securely.

It’s important, however, for you to ensure that everything is set up properly to help you avoid any potential issues and/or loss of money.

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does chime work with cash app

Cash App launched in October of 2013 and as of 2020, it has had over 100 million downloads and over 36 million monthly active users. (1

Considering the overwhelming popularity of both Cash App and Chime, it’s only logical for you to want to use your Chime account with Cash App.

How to Link Chime to Cash App (Step-By-Step)

You can easily link your Chime account to Cash App by using two different methods. This step-by-step guide will show exactly how to properly set things up.

1) Install and Open Cash App

First, you need to install Cash App. You can do so for free on Android and iOS devices. Once you have Cash App installed on your preferred device, open it to continue.

2) Click on the Bank Icon in the Bottom Left Corner

Once you have Cash App open, simply click on the bank icon in the bottom left corner of the screen.

3) Click on “Link Bank”

You may have to scroll down to near the bottom of the screen and you should see a “Link Bank” button. Click on it to start linking Cash App to Chime.

4.1) Use Your Chime Debit Card to Link to Cash App (Method 1)

The first way to link Cash App with Chime is to use your Chime debit card. To do this, you would simply enter your Chime debit card information within Cash App as shown in the image.

4.2) Link Cash App Directly to Your Chime Account (Method 2)

Alternatively, if you’d prefer to just link Cash App directly to your Chime account without using your Chime debit card, you can click on “No Card?” near the bottom of the screen. Read the following screen and then click “Continue”. Then either scroll or search until you find “Chime” and click on it.

5) Login to Your Chime Account to Link it With Cash App

Finally, simply log in to your Chime account to finish linking it with Cash App. This step is only necessary if you're using method 2 for linking your Chime account with Cash App.

The Easiest Way to Ensure Chime and Cash App are Linked Properly

Even though it may be tempting to skip doing this, it’s highly recommended that you test things to ensure Chime and Cash App are properly linked together

The easiest way to do this is to send a small amount of money (like $1) from Chime to Cash App. Once the transfer is complete, try sending it back to your Chime account from Cash App. If everything transfers over as expected, then you should be good to go.

Frequently Asked Using Chime With Cash App Questions:

Can Chime receive money from Cash App?

Yes, Chime can receive money from Cash App. People using Cash App can send money to anyone who has a properly set up and linked bank account including people who use Chime.

You can also send money to Chime from your own Cash App (for example if you're investing and turned a profit). The process of transferring funds from Cash App to your own bank is known as “cashing out”. (3)

How long does it take to transfer money from Cash App to Chime?

In some cases, cashing out or transferring funds to Chime from Cash App is instant. However, if it isn’t instant, you can expect the funds to be available in your Chime account in 1 to 3 business days. (2)

Why is my Chime debit card not supported on Cash App?

In most cases, the reason you are getting a not supported message using your Chime debit card with Cash App is because you made a mistake when entering your card information into Cash App. Double-check the card info and try again.

Other possible issues can include your Chime card is somehow blocked, the app for Cash App itself needs to be updated or Cash App and/or Chime are currently down. 

If you continue having problems though, try contacting Cash App support and/or Chime support to further investigate things. (4)

What if You Have Problems Using Cash App with Chime?

If you have any problems using Cash App with Chime, you can easily contact support for both by doing the following:

Contacting Cash App Support

To contact Cash App support, you can do so from within the app by going to your profile and then clicking on “Support” or by going to https://cash.app/contact.

Contacting Chime Support

If you’re having issues with getting Chime to work with Cash App, you may want to try contacting Chime support by calling (844) 244-6363 to see if there may be something with your Chime account preventing you from being able to use Cash App.

Wrapping Up

Using Cash App with your Chime account is 100% possible and is typically a pretty straightforward and simple process to set up. You can use either your Chime debit card or your Chime account itself to link with Cash App so are able to send and receive money easily and efficiently.