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How to Send Money from Chase Bank Using Venmo (Complete 2022 Guide)

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JPMorgan Chase Bank is one of the most popular banks available in the United States and offers some great features like online banking, QuickPay, and mobile apps along with checking and savings accounts.

But what if you want to send money from your Chase checking account using Venmo?

Maybe you want to pay a friend back for dinner or split the cost of a gift.

Whatever the reason, this post will teach you how to easily and safely do it.

Chase Bank Venmo
This is how to send money from Venmo using Chase Bank.

In This Post:


What is Venmo?

Before we get started, let’s cover exactly what Venmo is.

Venmo is a mobile payment app that allows users to send and receive money from friends and family. It is popular because it is quick, easy, and free to use. Venmo also offers a great user experience with a simple interface and helpful features like notifications and transaction histories.

That sounds great and all, but how do you use it with your Venmo account?

Login to Venmo and Add Your Chase Bank Account

Before you can transfer funds from your Chase Bank accounts using Venmo, you need to log in to your Venmo account and add your bank information. This is a quick and easy process that only takes a few minutes.

Before you do, you need to download and installed Venmo and be logged in to your account.

Download and Install Venmo on Your Preferred Device

If you don’t already have the Venmo app installed on your device, we suggest you download and install it now. Venmo is available on both Android and iOS devices, so you should be able to find an app that fits your needs.

How to Login to Venmo:

  1. Open Venmo on your phone.
  2. Enter your username and password.
  3. Tap “Submit” in the top right corner of the app.

How to Add Your Chase Bank Account to Venmo:

  1. Once logged into your Venmo account, tap the “Me” icon in the bottom right corner of the app.
  2. Next, tap the gear icon in the top right corner to go to your settings.
  3. Tap on “Payment Methods” and then “Add a bank or card”.
  4. Now you’ll have to choose if you want to connect Venmo directly with your Chase checking account or if you want to connect it with your debit card. If you choose a debit card, there will be a 3% fee when sending money. Because of this, I recommend connecting it directly to your Chase Bank account instead of using a debit card. To do this, tap on “Add a bank or card” and then choose “Bank”. Keep in mind, that this option is only available when using participating banks – which is lucky for you since Chase is.
  5. Complete the “Instant Bank Verification” using Plaid by tapping “Next” and then find “Chase” in the list of available banks.
  6. Use your Chase Bank account login information to complete linking it with Venmo.
After tapping the gear icon on the “Me” screen, this is what you’ll see.

That’s it, you should be ready to go with a linked bank account. Now you have to start the process of transferring funds using Venmo.

Determine the Amount of Money You Want to Send

When sending money from a Chase checking account using Venmo, it’s important to choose an amount that corresponds with your needs.

The amount of money you are sending should be something you already know before trying to transfer money through Venmo – or at least I would hope you do anyway.

If you are paying for goods or services using Venmo, however, you may want to double-check that you’re sending the correct amount of money to pay for those goods/services before sending the payment.

Getting Ready to Transfer Money

When transferring money from Chase Bank using Venmo, the first thing you need to do is tap the blue “Pay or Request” button from your home screen within Venmo.

Then you have to find the person you are transferring funds to.

How to Find a Contact to Transfer Funds to

If you want to transfer money to someone using your Chase account who isn’t yet on your contacts list, you can find them by using their name, @username, email address, or phone number.

To do this, use the search bar at the top of Venmo and type in what you are using to search for them – in most cases their name, email, or phone number.

Once you have located the person you are sending money to, tap on their name. This will bring up a “Pay or Request’ screen.

The Pay or Request Screen

On the “Pay or Request” screen, you should see the person’s name that you are sending money to using Venmo.

On the right, enter the amount of money you are wanting to send to this person. Then type a brief description of what the funds are for.

Finally, before sending money from your bank account using Venmo, you’ll want to choose who will be able to see the transaction.

Your choices are:

  1. Public – visible to everyone on the internet.
  2. Friends – visible to sender, recipient, and their Venmo friends.
  3. Private – visible to sender and recipient only.
The “Home” screen will show you the transactions visible to you.

Sending the Payment

Once you have a contact found, the amount you want to send entered, and have chosen who can see the transaction, you are ready to send the payment.

First, however, I strongly recommend you double-check the things that you’ve entered (especially the amount you are sending and to who you are sending it to). You really don’t want to send the wrong amount of money or even worse, send it to the wrong person.

If you are confident everything is accurate, tap the blue “Pay” button to send the payment.

That’s it! Now all you have to do is wait for the money to be sent using your Chase account with Venmo.

Wait for the money to be sent using Venmo

It’s important to be patient when transferring money from your Chase Bank account to your Venmo account. The money won’t be sent immediately, and it may take a few minutes or hours for the transfer to complete. So, be sure to allow enough time for the transaction to finish before assuming that it didn’t go through.

Common problems when sending money from Chase Bank to Venmo

One of the most common problems when sending money from your Chase account using Venmo is that the recipient doesn’t receive the funds. This can happen for a number of reasons, but the most common one is that the recipient’s email address or phone number was entered incorrectly. If this happens, simply try again with the correct information.

Another common problem is that the transaction gets stuck in “pending” status. This usually happens because the recipient hasn’t accepted the payment yet. If this is the case, you can try resending the payment or contacting the recipient to ask them to accept the payment.

Finally, it’s also possible for the transaction to be canceled by either party. If this happens, you’ll need to contact the recipient and ask them to send the money back.

How to Contact Customer Support if You Need Help

If you run into any problems when trying to send money from your Chase Bank account using your Venmo, you can always contact customer support for help. Customer support is available 24/7 and can be reached by phone or email.

To reach Chase Bank customer support by phone:

  1. Call 1 (800) 935-9935
  2. Follow the prompts to reach customer support
  3. Describe your problem to the customer support representative
  4. Follow the representative’s instructions to resolve the issue

To reach Chase Bank customer support by email:

  1. Go to https://www.chase.com/personal/digital/venmo-support
  2. Enter your name, email address, and phone number
  3. Describe your problem in the “What can we help you with?” section
  4. Click the “Continue” button
  5. Follow the instructions from customer support to resolve the issue

To Reach Venmo Customer Support By Phone:

  1. Call 1 (866) 823-9244
  2. Follow the prompts to reach customer support
  3. Describe your problem to the customer support representative
  4. Follow the representative’s instructions to resolve the issue

To Reach Venmo Customer Support By Email:

  1. Go to https://help.venmo.com/hc/en-us/requests/new
  2. Enter your name, email address, and phone number
  3. Describe your problem in the “What can we help you with?” section
  4. Click the “Continue” button
  5. Follow the instructions from customer support to resolve the issue.

How to Use a QR Code to Send a Venmo Payment

In addition to manually sending payments using Venmo, you can also use a QR code that a friend sends you.

To use a QR code:

  1. From the “Home” screen within Venmo, tap the “Scan” button near the bottom of the app.
  2. Either take a photo of the QR code or tap the “photo” icon near the bottom to bring up an image of the QR code you were sent.

This will populate the person’s contact information for you ensuring that you are sending payment to the correct person. Then you’d just choose an amount and send the payment just like I discussed earlier in this post.

Are there fees when sending money from Chase Bank using Venmo?

Yes, there are fees associated with transferring money from Chase Bank to Venmo. But the good news is that these fees are usually quite low. In most cases, you’ll only pay a few cents for each transaction.

Are There Limits When Sending Money From Chase Bank Using Venmo?

Yes, there are limits when sending money from Chase Bank using Venmo. The most you can send in a single transaction is $2,999.99. And the maximum amount you can send in a week is $9,999.99.

How Long Does it Take to Send Money Using Venmo?

The time it takes to send money using Venmo can vary depending on a number of factors. But in most cases, the money will be sent within minutes or hours. So, be sure to allow enough time for the transaction to finish before assuming that it didn’t go through.


Wrapping Up

In this post, you learned how to send money from your Chase Bank account using your Venmo account. You also learned about the different ways to contact customer support if you need help.

As discussed, it’s important to know that payments aren’t instant but most of them should be completed in a few minutes – in rare cases in a few hours. That way you aren’t worried if the transaction doesn’t immediately go through.

Finally, you were introduced to using QR codes to send payments. Be sure to try out these methods and let us know how they work for you!

References

  1. https://help.venmo.com/hc/en-us/articles/209690058-Adding-a-Bank-Account
  2. https://www.chase.com/digital/customer-service
  3. https://help.venmo.com/hc/en-us/requests/new?ticket_form_id=624807