Can You Use Apple Pay at Target? [What You Need to Know]

Updated & Verified: September 27, 2021

With over 383 million users worldwide, Apple Pay is one of the most popular ways for people to purchase goods and services these days.

With nearly 2,000 Target stores in the United States, it only makes sense that people would want to use Apple Pay when purchasing things at Target.

But can you use Apple Pay at Target? If so, how?

I went to Target to test things and did some research online to find out. This is what I found.


In This Post:


How to Use Apple Pay at Target (Step-By-Step)

To use Apple Pay at Target, you first must ensure you have Apple Pay set up correctly on your iPhone or Apple Watch device. To do this, you must add a debit card or credit card to your Apple Pay Wallet app on your iPhone.

To add a debit or credit card to your existing Apple pay account tap the + symbol in the top right-hand corner of the wallet app on your iPhone.

Then you’ll need to either take a photo of the card you want to use with Apple Pay or enter your card details manually.

Once you have a debit card or credit card connected to your Apple Pay Wallet, you can use it at Target just like you would when making any other purchase using Apple Pay.

Let’s review exactly how step-by-step below:

Related: Take a look at our post showing you how to use Apple Pay at McDonald’s

1) Double-click the Button on Your Phone

Quickly push twice or “double-click” the button on the right outside edge of your iPhone (the same button typically used to turn on and off the screen on your phone).

If done correctly, you will see your Apple Wallet open up automatically with an image of your debit card or credit card that you’ve added to your Wallet.

2) Use the Payment Terminal

Next, you need to use the payment terminal (aka card reader) to finish paying for your items using Apple Pay.

To do this, you must hold your iPhone over the payment terminal with your Apple Wallet open on your iPhone (within a few inches of the payment terminal). If done correctly, your payment should automatically process and your debit card or credit card associated with your Apple Wallet will be billed.

How to Use Apple Pay at a Target Self Checkout

Purchasing items at a self-checkout in Target is no different than any other transaction where Apple Pay is used.

The main thing you have to keep in mind is that once you’ve scanned all your items and you’re ready to pay, you have to select to use the card ready to make your payment.

Once you have done that, you’ll simply double-click the button on the side of your phone to open your Apple Pay and hold it over the payment terminal.

If everything is done correctly, your payment should start processing nearly immediately.

Can You Use Apple Pay on the Target Website?

You can use Apple Pay to purchase items on the Target website. However, to do so you must use an Apple device such as an iPhone or iPad and use the Safari browser to visit the Target website.

Otherwise, if you access the Target website using Google Chrome (for example), the option to use Apple Pay at checkout will be unavailable.

Can You Use Apple Pay on the Target App?

You can use Apple Pay to purchase items using the Target App on your Apple device. At checkout, you will get the option to use Apple Pay by simply clicking on the Apple Pay button.

Is it Safe to Use Apple Pay at Target?

It is equally as safe to use Apple Pay at Target as it is anywhere else. Obviously, like normal you should always take necessary precautions and use your best judgment when using any payment service – including Apple Pay. As a general rule of thumb though, it is perfectly safe.

Are There Fees for Using Apple Pay at Target?

There are no fees for using Apple Pay at Target or anywhere else that accept Apple Pay for that matter. If you are charged any fees, it would be from the bank associated with your Apple Pay account and typically from insufficient funds or something similar.

Is There a Limit for Using Apple Pay at Target?

There is no limit to using Apple Pay at Target. However, if you spend over $50 with your purchase, you may be required to provide a signature.

What If You Have Problems Using Apple Pay at Target?

If you have problems using Apple Pay at Target, the first thing to do is ask someone working at Target if they maybe know what the problem might be. Perhaps that specific payment terminal isn’t working correctly.

If you continue to have problems though, your best option is to contact Apple Support and see if they can figure out what the issue might be.

Wrapping Up

You can use Apple Pay at Target to purchase goods just like you would when using Apple Pay anywhere.

You can also use Apple Pay on the Target website( but you must do so by using the Safari browser), and you can Apple Pay when using the Target app on any device.

There are no fees and no limitations when using Apple Pay at Target.

References

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