9 Crucial Things to Know About Venmo Limits (Important!)

Venmo limits

Updated & Verified: June 5, 2021

It’s important for you to know what the limits with Venmo are

Before you start using Venmo to make purchases or to send someone money, it’s important to know and understand how the limits work with the service.

Most of these limits are what’s known as “rolling” limits which means they reset after a period of time following the initial transaction.

Table of Contents

1) What’s the Most Money I Can Send Using Venmo?

If you are a new Venmo user, you are able to send a limit of $299.99 per week.

This limit includes person-to-person payments and payments to authorized merchants.

Once you have confirmed your identity, your combined weekly spending limit is $6,999.99 which includes person-to-person payments, in-app and online purchases, and any other purchases you make using your Venmo debit card or in-store QR codes.

2) What is the Venmo Daily Limit?

Venmo does not specifically have a daily sending limit.

However, it does have a per-transaction limit and a weekly spending limit.

The weekly spending limit will vary depending on if you’ve completed your identity verification with Venmo or not.

3) What is the Venmo Weekly Limit?

If you haven’t verified your identity within Venmo yet, your weekly spending limit is $299.99.

If you have verified your identity, your combined weekly spending limit is $6,999.99 and includes person-to-person payments, in-app/online purchases, and any purchases made with your Venmo debit card or QR codes.

4) How do I Increase my Limits?

To increase your limits with Venmo, the best (and only) way is to complete your identity verification.

To verify your identity within the app, open the menu and tap “Settings”. Then tap “Identity Verification” and follow the on-screen prompts.

5) What is the Withdrawal Limit for Venmo?

Withdrawals using your Venmo debit card are subject to a daily limit of $400.

This includes ATM and over the counter withdrawals, and cash back.

This limit resets at Midnight CST each day. 

6) What Day & Time Does the Weekly Venmo Limit Reset?

There isn’t a set day or time when the weekly Venmo limit resets. Instead, it is based on when you made your initial transaction and resets 1 week from that day and time.

For example, if your initial transaction was on Wednesday at 10 pm, your weekly limit would reset the following Wednesday at 10:01 pm.

7) What is the ATM Limit for Venmo?

The ATM limit for Venmo is $400 and resets daily at Midnight CST.

8) What is the Venmo Reload Limit?

There is a reload limit of $500 which resets 1 week after your first initial reload.

When you have reloads enabled, you can check your current limit at the time in the debit card section of the Venmo app.

9) What is the Spending Limit on Venmo?

Once you have your identity verified, you have an overall rolling weekly transaction limit of $6,999.99.

This amount includes funds that you have sent to others, authorized merchant payments, and Venmo debit card purchases.


1. Chime – https://help.chime.com/hc/en-us/articles/224860707-How-do-I-contact-Chime-

2. Equifax – https://www.equifax.com/personal/credit-report-services/credit-fraud-alerts/

3. TransUnion, https://www.transunion.com/fraud-alerts

4. Experian – https://www.experian.com/fraud/center.html